Loans Up to €20 Million
From personal loans to business funding secured by homes, vehicles, occupational pensions (tjänstepension), IP, and more. Get pre-approved in minutes.
Personal Loans
Home, debt, major purchases
€500 - €20M
From 4.99% annual
Business Loans
Grow your business
€10K - €20M
From 5.49% annual
Auto Loans
New & used vehicles
€5K - €2M
From 3.99% annual
Home Loans
Secured by property
€10K - €10M
From 4.49% annual
IP/Software
Patent & software backed
€50K - €20M
From 6.99% annual
Book Revenue
Revenue-based financing
€5K - €500K
From 8.99% annual
💎 Collateral-Backed Loans Available
Home Loans
Use your property as collateral
Occupational Pension
Tjänstepension funds as backing
IP/Software
Patents and technology
Book Revenue
Author royalties & sales
Vehicle
Cars, trucks, equipment
Fast Approval
Decisions in hours, not weeks
Up to €20M
Large loans available
Flexible Terms
12-360 months
Secure
Bank-grade security
📋 Loan Features & Terms
💵 Origination Fees
Origination Fee: 1%
Minimum Fee: €500
Maximum Fee: €100,000
✅ Fee is paid BEFORE loan release: The origination fee is paid separately — it is NOT deducted from your loan amount. You receive the FULL loan amount you request.
💡 Backing assets improve your approval chances and may lower interest rates.
📊 Loan Amounts
Personal Loans: €500 - €20,000,000
Business Loans: €10,000 - €20,000,000
Auto Loans: €5,000 - €2,000,000
Home Loans: €10,000 - €10,000,000
IP/Software: €50,000 - €20,000,000
Book Revenue: €5,000 - €500,000
🏦 Interest Rates (annual)
Very good rating (720+): 4.99% - 7.99%
Good rating (680-719): 7.99% - 11.99%
Fair rating (620-679): 11.99% - 17.99%
Building rating (500-619): 17.99% - 24.99%
📅 Loan Terms
Short Term: 12-24 months
Medium Term: 24-60 months
Long Term: 60-120 months
Extended: 120-360 months (secured)
🏠 Backing Asset Benefits
Backing assets (collateral) help by:
- ✅ Improve approval chances
- ✅ Lower interest rates
- ✅ Higher loan amounts
- ✅ Longer repayment terms
❌ Does NOT remove origination fees
✅ Requirements
- Valid government-issued ID
- Minimum income verification
- Active bank account
- National ID (Personnummer / Fiscal Code / NIE)
- 18+ years of age
- EU/EEA citizenship or residency
💸 Origination Fee Calculator
Loan Amount
€100,000
Origination Fee (1%)
€1,000
Max Fee Cap
€100,000
Loan Amount
€100,000
*Origination fee (1%) is paid separately before loan release. Contact us for loans over €10 million.