Retirement Planning
Build a Secure Financial Future
Explore our retirement solutions designed to help you achieve the retirement lifestyle you deserve.
Retirement Account Options
Choose the retirement plan that fits your needs and goals
Private Pension Plan
Tax-deferred retirement savings
Build a personal pension pot within the EU/EEA pension market, with tax relief on contributions and tax-deferred growth until retirement.
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Investment Savings Account (ISK)
Simplified tax-efficient investing
The investment savings account (ISK, after the Swedish Investeringssparkonto model): an EU savings wrapper where a low, flat asset tax based on the value of your holdings replaces capital gains tax.
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Occupational Pension (Tjänstepension)
Employer-sponsored retirement savings
The collective-agreement pension paid by your employer — available across the EU/EEA (known as tjänstepension in Sweden, PFR in France, and occupational pensions elsewhere), invested through major national schemes.
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Simplified Employee Pension (SEK/PPR)
For small businesses and self-employed
A low-cost personal pension arrangement for small businesses and sole traders across the EU/EEA, with flexible contributions and simplified administration.
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Retirement Calculator
Not sure how much you need to save? Use our retirement calculator to estimate how much you should be saving based on your current situation and retirement goals.
Calculate Your Retirement NeedsWhy Plan Your Retirement with Cortex Financial?
Expert Guidance
Our retirement specialists help you create a personalized plan.
EU Deposit Guarantee
Your deposits are protected up to €100,000.
Competitive Rates
Earn competitive rates on your retirement savings.
Local Service
Community-focused banking with personal attention.
Ready to Start Planning?
Schedule a free consultation with one of our retirement specialists to discuss your goals.
Get Started Today